My Services
Your workplace plan ( 401(k) or 403(b)) is the first, best, and easiest place for you to invest for retirement.
In three steps we can complete your allocation.
- First, I start with you, understanding your situation and goals.
- Next, we analyze the choices in your Plan, ie., mutual funds, REITs, or bond funds.
- Finally, we make an allocation to meet your needs.
You set your financial agenda, I use my training and experience to help you. This could be on an issue with a mortgage, looking at an insurance policy or checking your math.
This is a formal process that results in a written plan. The document can make projection based on different choices....projecting the results in five, ten or twenty years. We can look at the effects of differing rates of return, or inflation.
Financial planning can be comprehensive or only in the areas that are most important to you:
- Retirement planning
- Education planning
- Estate planning
- Insurance planning
- Tax sensitive planning
- Income planning
- Investment planning
My work follows the guidelines of the Certified Financial Planner Board of Standards.
I manage financial assets on a non-custodial basis; these can be IRA's, Roth IRA's, 529 Plans or fully taxable accounts. I charge a fee based on the amount of assets. If the assets grow, my income grows; if the assets decline, so does my income. This encourages me to work for stable growth and not take excessive risks. All my fees come from my clients, as my company, Helios Advisory Service, LLC sells nothing and is entirely unaffiliated.
To find out more about my services and qualifications visit my Helios Advisory Service, LLC website.